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4forex

Banking technology

Client money that stays inside your brand.

Accounts, cards and payment routing you operate, instead of handing the moment of funding to somebody else's checkout.

Where you are now

Funding is where clients leave

The deposit bounces to a third-party page, the card is declined with a code nobody can read, and the client does not come back. You find out from a monthly report, not at the moment it happens.

What changes

You see the money move

Accounts and payment routing sit inside the platform. A failure is visible, retried against another provider, and attached to the client record rather than lost in a processor's dashboard.

What it does

  • Accounts under your name

    Multi-currency balances presented as yours, not as a redirect to a provider nobody recognises.

  • Routing with a fallback

    Send a payment down a second route when the first declines, with the reason kept for the desk to act on.

  • Cards, if you want them

    Issuing hooked into the same balance, so a client spends what they hold without a manual transfer step.

  • Reconciliation that reconciles

    Provider statements matched against internal movements, with the unmatched surfaced instead of silently carried.

  • Controls where they belong

    Limits, approvals and holds enforced in the platform, each with an operator and a timestamp.

  • Compliance evidence as a by-product

    Every movement carries its source, its checks and its outcome, so a request for evidence is an export rather than an investigation.

The technical answer

How it runs

The part a CTO reads first. Everything here is a fact about the software, not a promise about a roadmap.

Deployment and integration facts for Banking technology
DeploymentDocker, your infrastructure
CurrenciesMulti-currency ledger with per-account policy
PaymentsProvider-agnostic routing with retry and failover
CardsIssuing via partner BINs, on the same balance
IntegrationREST API, webhooks, signed callbacks
AuditDouble-entry ledger; movements are append-only

Usually taken together with

  • CRM for brokers

    Every client in one place — onboarding, KYC, funding and retention, with the reporting your desk actually acts on.

  • Exchange technology

    Matching, risk and settlement behind a trading front end you can brand and reshape without waiting on a vendor.

See it on your own data

An engineer walks you through it, not a slide deck. Bring the awkward questions.

Book a demo